Pet Insurance Information
Coverage Across Southeastern Pennsylvania
Everyone wants to protect their family. That’s probably why you buy health insurance for your spouse and children, after all. But there might also be another family member who needs care, too—your pet.
Your pet is as much a member of your family as anyone else, and they can be an expensive if they get sick. Many people never realize exactly how costly a sick pet is until it is too late. However, those who make the smart investment in pet insurance have a way to affordably take care of their beloved companion whenever the need arises.
Don’t let a costly veterinary bill get in the way of man’s best friend’s best interest. Instead, let Universal Insurance Group help you get pet insurance that fits into your household budget. Countless Southeastern Pennsylvania residents have worked with us to get coverage that works for them and their pets when they need help. Join them by calling us at (800) 605-9858 or bind your free policy quote now.
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Common Pet Insurance Questions
Have you ever had one of your family pets get sick? They might need some significant medical intervention to help them get well again. However, even relatively minor health care might lead to a high vet bill. There’s a chance that when your pet is unwell, your wallet will also suffer.
Still, you should be able to focus on your pet’s care needs rather than the cost of that care. If you have pet insurance, you can receive help paying for multiple types of routine and emergency veterinary care. With coverage, you won’t suffer the high financial burdens that uninsured pet owners might face.
Because veterinary medicine has become extremely advanced, it has also become incredibly expensive. Pet insurance can enable you to give consent for various medical procedures that you might not be able to afford for your pet otherwise. That way, your pet can receive essential care without costing you an arm and a leg.
Many insurers offer plans for dogs, cats and certain exotic pets. Depending on the pet insurance you choose, you might receive different coverage for different types of care.
Your agent can work with you to find the most appropriate coverage to address your health goals for the pet. Many plans offer two types of benefits. You can choose to enroll your pet in either or both plans:
- Wellness benefits pay for things like immunizations, spaying & neutering and flea treatments.
- Emergency/specialty medical benefits pay for critical care related to a pet’s illnesses or chronic medical care needs. For example, it might pay for surgeries, accident injuries, poison treatment, diabetes care, blood tests and related losses.
When your pet receives care, you can review your policy to see what it will pay towards the cost of your pet’s medical bills. After you receive the services, you can submit your claim to the insurer, and they will reimburse you based on the plan.
Most pet insurance is very affordable, particularly compared to the costs of uninsured veterinary care. As a result, you can usually work the cost of an insurance plan easily into your budget.
It is often a good idea to get pet insurance as soon as you welcome a new friend into your home. Your pet insurance can cover many of the immunizations and other services that an infant pet needs to receive. Therefore, you’ll ensure that you have a pet’s long-term health in mind from the moment that they become a part of their family.